Regulated & Transparent
PFRDA appointed POP (point of presence) registration number POP01092018 and we are authorized to provide NPS service
Save Taxes
Under section 80CCD, save upto Rs. 15,480 in taxes
Get Regular Pension Income
Build retirement corpus of 1.5Cr in 30 years with investment as low as Rs. 50,000 a year
Feature & Benefits of NPS
Quick Account Opening
Open your NPS Account digitally in less than 20 minutes
Flexibility
Start with just ₹ 1000 per annum through Lumpsum or SIP
Portability
Seamlessly transfer pension account across jobs and location
Low Cost
Annual fees on investment less than 0.09%
Better Returns
Mix of Equity and Debt offers higher returns than traditional retirement schemes
Power of Compounding
Lock-in till 60 years ensure subscribers remain invested for a long period of time.
NPS Calculator
Additional Tax Benefits
For Salaried Individuals
| Category | Section | Investment Limit |
|---|---|---|
| Own Contribution | 80 CCD (1) | 10% of Salary (upto 1.5 lakh)* |
| Additional Contribution | 80 CCD (1B) | ₹50,000 |
| Employer Contribution | 80 CCD(2) | 10% of Salary (upto 7.5 lakh)# |
For Self Employed Individuals
| Category | Section | Investment Limit |
|---|---|---|
| Own Contribution | 80 CCD (1) | 20% of Gross Annual Income (upto 1.5 lakh)* |
| Additional Contribution | 80 CCD (1B) | ₹50,000 |
Tier I and Tier II Account
Tier I – Tax Saving Account
-
Tier 1 account mandatory to join NPS
-
Investment is locked-in until the age of 60.
-
Withdrawals are conditional.
-
Tax benefits can be claimed.
Tier II – Any time Withdraw
-
Only Tier-I account holders can open it.
-
No Lock-in period on investment.
-
Flexible Withdrawal & Exit Rules.
-
No Tax Exemptions on Contributions.
What is NPS
National Pension System (NPS) is a voluntary, defined contribution retirement savings scheme designed to enable subscribers to make optimum decisions regarding their future through systematic savings during their working life. NPS seeks to inculcate the habit of saving for retirement amongst the citizens. It is an attempt towards finding a sustainable solution to the problem of providing adequate retirement income to every citizen of India.
World's cheapest retirement plan
Back Side
Better return than traditional options
Back Side
Unique way to reduce risk
Back Side
Managed by professionals
Back Side
Enforces investment dicipline
Back Side
Religare Broking Limited (RBL): Registered Office: 2nd Floor, P-14, 45/90, P-Block, Connaught Place, New Delhi 110001. Board line number: 011-49871213. Fax No.: 011-49871189
Religare Broking Limited: SEBI Regn. No. INZ000174330 NSE CM, F&O, CD TM Code: 06537 Clearing Member (F&O) No. M50235; BSE CM, F&O, CD, CO TM Code: 3004 Clearing No: 3004; MSE CM, F&O, CD, TM Code: 1051 | MCX Membership No. 56560 | NCDEX Membership No. 01276 | AMFI ARN No.139809. Depository Participant: NSDL: DP ID: IN 301774 | CDSL DP ID: 30200 - SEBI Regn. No: IN-DP-385-2018. CIN : U65999DL2016PLC314319
Disclaimer : Investment in securities market are subject to market risks, read all the related documents carefully before investing. RBL is a distributor of Mutual Funds / IPOs / Insurance / Bonds & NCDs. Equities, Currencies & Depository Services are offered through Religare Broking Ltd.* RBL* is a distributor of Mutual Funds / IPOs / Insurance / Bonds & NCDs.