Agricultural and Rural Loans include a range of secured and unsecured loans for farmers as well as people living in rural areas for agriculture and non-agriculture activities. The loan can be applied for agriculture, animal farming, pisci-culture etc. These loans can be availed by both individuals and non-individual entities.

The eligibility criteria will vary according to the applicant’s profile and purpose of the loan. The applicant must share correct individual details and loan purpose to know about the eligibility. Our agents are well supported by the team of loan experts and can answer each loan query.

The loan offers are as per RBI and banking partners’ product list. Some of the popular Agri & Rural Loans are Gold Loan, Crop Loan, MSME Loan, Tractor Loan etc.

The effective rate of interest depends on bank’s credit policy. To get the best interest rate, the agent should share the applicant’s details like age, income, assets and existing loans along with purpose and term of the loan with our team. Basis the profile, the team will be able to share the best rate.

The list of documents depends on the type of loan applied for. Primarily applicants need to provide proof for identity, address and income along with duly filled application form. In case of secured loans, the proof of ownership of collateral is also required. In case of a guarantor, the documents of guarantor are also required.

Our agents can operate loan services business with the help of our website and app. There is no additional cost of business set up for loan services. All agents can offer a bouquet of products such as AePS, DMT, Insurance, Ticketing from the same shop and make commission income on each product.