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Join Religare Digital’s agent network and offer flexible term loans and overdraft facilities to micro, small & medium enterprises and earn attractive commission. We have partnered with top banks and this helps our agents offer the best business loan deals to their customers at competitive interest rates. The MSME loans are available as secured and unsecured business loan solutions for individuals/ proprietorship/ partnership/ pvt ltd co/ limited co/ LLP. These are easy and flexible business loans that can be used for working capital requirements, business expansion and growth or purchase of commercial/ industrial property. Each loan approval and disbursement brings along attractive commission for the agent. Once you share the loan applicant’s details, a team of loan experts assists the customers, assesses loan eligibility and answers all queries. All in all, our team provides complete support to the agents for business growth.
Becoming a Religare Digital agent is a paperless process. Our agents get access to a bundle of products such as PAN, AePS, Ticketing, Insurance, Loan Services etc.
MSME loans are meant for small businesses. Startups, including individuals, business owners, self-employed, micro/ small/ medium enterprises (MSMEs), sole proprietorships, private/public limited companies, partnership firms, LLPs etc can apply for MSME Loans through our network of agents.
Some activities of agriculture are covered under MSME sector. Please check the details of application with our team to get assistance.
Farmers can apply for MSME loans for maintaining agriculture stocks, i.e. seeds, fertilizers, pesticides, etc. They can also apply for loans to procure tools for sprinklers/drip irrigation/agricultural machinery and more. Further dealers/distributors of cattle/poultry, dealers in tools for horticulture/poultry can apply for MSME loans.
The rate of interest varies as per RBI and partner bank policy. Please share complete details of the applicant to assess the interest rate for MSME loan.
The list of documents for MSME Loans can be an exhaustive one. However, our loan experts will assist the applicants with all queries on documents, making the entire process hassle free. Both primary as well as secondary applicants need to submit following documents.
Proof of Identity: Pan Card/ Aadhar Card/ Passport/ Voters Id Card/ Driving License
Proof of residential address: Passport/ Latest Utility Bill like Telephone, Electricity bill etc./ Ration Card, Aadhar Car/ Driving License
Proof of business address: Trade License/ Lease Agreement/ Sales Tax Certificate/ Latest Utility Bill under business name
Proof of Income: ITR, P&L A/C and Balance Sheet
Poof of business registration: Partnership Deed/ Memorandum of Associations (MoA), Article of Associations (AoA)/ Sales Deed/ Copy of Licenses & Certificates/ Rent agreement
Others:
Yes, our agents can help business owners apply for MSME loans online. The process is quick and user friendly. It is important to understand the documentation process for fast movement of loan application.
We have earned our recognition and it feels great every time when we are praised and recognised by distinguished organisations. Some of the awards we have received for our services and initiatives